The 7 Best Business Credit Cards for Amazon FBA Sellers in 2025

If you’re an Amazon FBA (Fulfillment by Amazon) seller, you know how crucial financial control is to scaling your business. A good business credit card can help you manage your expenses, improve your cash flow, and even earn valuable rewards.

In this guide, we’ll explore the 7 best business credit cards for Amazon FBA sellers in 2025, along with practical tips to help you choose the best option for your needs.

What Is a Business Credit Card?

A business credit card is a financial tool designed specifically for entrepreneurs and companies to streamline and track business-related expenses. Unlike personal credit cards, business cards often offer features such as cashback, points, travel perks, and access to higher credit limits.

Why Use a Business Credit Card?

• Financial Control: Track your business expenses easily and efficiently.
• Rewards & Cashback: Earn valuable rewards on recurring expenses like advertising, shipping, or supplies.
• Separation of Finances: Keep personal and business finances separate — a must for proper accounting and tax filing.

The 7 Best Business Credit Cards for Amazon FBA Sellers

1. Amazon Business Prime American Express Card

Benefits:

• 5% cashback on Amazon purchases (with Business Prime)
• 2% on restaurants, gas stations, and wireless services
• $0 annual fee for the first year

Best For:
Amazon FBA sellers who make frequent purchases within the Amazon ecosystem.

2. Ink Business Preferred® Credit Card (Chase)

Benefits:

• 3x points on advertising, travel, and internet/phone services
• Large sign-up bonus
• Points transferable to travel partners

Best For:
Businesses that invest in digital advertising and frequent business travel.

3. American Express® Business Gold Card

Benefits:

• Earn 4x points on your top two spending categories
• Flexible rewards based on your business’s unique spending patterns
• Access to Amex business tools and insights

Best For:
Growing businesses with dynamic or varied expense categories.

4. Capital One Spark Cash Plus

Benefits:

• Unlimited 2% cashback on all purchases
• No preset spending limit
• Annual cash bonus if you reach spending thresholds

Best For:
Entrepreneurs who prefer simplicity and guaranteed returns on every transaction.

5. Wells Fargo Business Platinum Credit Card

Benefits:

• High credit limit options
• 0% intro APR for the first 9 months
• Flexible rewards: cashback or points

Best For:
Businesses in a growth phase needing additional working capital.

6. Bank of America® Business Advantage Customized Cash Rewards

Benefits:

• 3% cashback in the category of your choice (e.g. gas, office supplies, online ads)
• 2% at restaurants
• Sign-up bonus and no annual fee (with conditions)

Best For:
E-commerce sellers with transportation or logistics-related expenses.

7. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Benefits:

• Earn AAdvantage miles for flights and business purchases
• 2x miles on select business categories
• Travel perks with American Airlines

Best For:
Business owners who fly frequently to attend meetings or industry events.

How to Choose the Right Card for Your Business

Evaluate your spending: Where does your business spend the most money?
Cashback or points? Choose the rewards structure that matches your goals.
Watch out for fees: Annual fees, interest rates, and foreign transaction fees matter.
Think long-term: Pick a card that scales as your business grows.

Personal Experience

“When I first started selling on Amazon, I used a personal credit card for business expenses. Switching to a business credit card changed everything. I was able to separate my finances, track spending more easily, and even used my points to attend a major networking event. It was a total game-changer.”

Where to Learn More

Check the official websites of the card issuers or consult a financial advisor. There are also many YouTube videos and blogs that offer detailed reviews and side-by-side comparisons.

Quick Summary

FAQ – Frequently Asked Questions

Is it hard to get a business credit card?
Not necessarily. Having a registered business and good credit helps.

Do I need a registered business?
Yes. Even sole proprietors or LLCs can qualify.

Is a business credit card worth it?
Absolutely — especially if you earn rewards and stay on top of your spending.

Final Thoughts

Choosing the right business credit card can make a significant difference in your Amazon FBA journey. With better expense tracking, meaningful rewards, and access to more capital, you’ll be better positioned to grow and scale your operations confidently.

Meta Description:

Discover the best business credit cards for Amazon FBA sellers in 2025. Maximize rewards, improve financial control, and grow your e-commerce business.

Summary Box

Business cards that help manage expenses
Cashback, points, and travel perks
Better control over your finances